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    10 Interesting Best Mobile Payment Apps 2021

    Mobile payment apps have certainly made our life easier and better. We can now pay anyone via our smart devices sitting at our home or driving through the highway. Mobile payment apps have multiple utilities and are used for various purposes. Best mobile payment apps are those that can get all your things done in one place.

    For this purpose, we are compiling a list of the best mobile payment apps that can be useful for household, business, and across the border transactions. You can use these apps for domestic transactions as well as international payments.

    Excited? So, let’s get started.

    Reasons to Install Mobile Payment Apps

    Digital payment has become a norm now. Whether it’s an individual or big businesses, everyone opts for the digital mode of payment while making transactions. These could be some of the reasons you can install the best mobile payments apps on your device.

    • Multi-utility

    A mobile payment app has multiple utilities. You can pay your bills, make mobile and DTH recharge, transfer money from one bank account to another, and book tickets. Multiple utilities of these apps make it a must-have on your pocket devices.

    • Time-saving

    Imagine standing in long queues and wait for hours to pay your bills. Now you do not need to stand in queues, thanks to mobile payment apps that have made it convenient to do these tasks in a click and saves your time.

    • Secure

    Carrying a large amount of cash in your wallet is not a good option. These mobile payment apps eliminate the need of doing so. All your money is digital numbers that are accepted at every place. You just need to install the app on your device and you are good to go with your payment.

    Note:

    This list is not based on any preferences, this list is basically a compilation of some of the best and most popular mobile payment apps that you can try right now. we also update the list every 3 month to keep you updated with the latest apps.

    Best Mobile Payment Apps

    • Google Pay
    • Samsung Pay
    • Apple Pay
    • PayPal
    • Paytm
    • PhonePe
    • BHIM UPI
    • Pay Zapp
    • Razor Pay
    • Skrill

    Google PayBest Mobile Payment Apps

    Pay your bills, DTH recharge, mobile recharge, UPI transfers, and many other services are provided by the Google Pay app. You can add your debit and credit card to the app and make online payments to get started. You can book flights, order meals, find the latest prepaid recharge plans, and get rewarded for doing all this.

    You get exciting offers after using the services of this app that can be redeemed to avail discounts. Make payments simply by scanning the QR code and you are good to go. Transfer money from one bank account to another hassle-free. You can also transfer money to those who are not on the Google Pay app. KYC is also not needed to start making transactions, which makes it the best mobile payment apps.

    The app also offers you investment avenues where you can trade gold according to the market trend. The gold will be deposited in your Gold locker or will be delivered at your doorsteps. You must go for this app if you are looking for a one-stop solution for all your financial needs.

    You may also like to read Best Google Play Store Alternatives

    Best Mobile Payment Apps

    Standout Features:

    • No KYC needed
    • Multiple layers of security
    • QR code payments
    • Rewards

    Try This Best Mobile Payment Apps


    Samsung PayBest Mobile Payment Apps For Android

    Samsung Pay is a popular payment app that is highly preferred by users for making transactions. The app has a simple interface and an extra layer of security for your sensitive data. You can integrate your debit, credit, and membership cards with the app to make payments for every purchase.

    The app rewards you for every purchase you made through it. You can redeem the reward points to buy any Samsung products from the stores. The app is acceptable at multiple stores where you can seamlessly make payments. All your card information is encrypted in a secured data vault to keep the sensitive details confidential.

    Best Mobile Payment Apps

    Standout Features:

    • Acceptable at millions of stores
    • Points for every purchase
    • Simple User Interface

    Try This Best Mobile Payment Apps



    Apple PaySecured Mobile Payments Apps

    Exclusively for Apple users, we have Apple Pay next up on our list of best mobile payments apps. Develop specifically for Apple users, the app offers you payment services and some additional benefits for using its services. You can use the app to send and receive money with the help of a single touch. If you are not in the mood to touch your smartphone, then ask Siri to do the payment for you.

    Use your debit and credit card to make the transactions without the fear of data leakage. The app uses a device-specific number and a unique transaction code which is stored on the Apple servers, not on your device. Your card number is not shared with the merchants you are dealing with. You also get 2% cashback when you use an Apple card with Apple Pay.

    You can also make seamless transactions with the help of your Apple smartwatch using the Apple Pay app. Do check our list of best photo editing apps for iPhone if you are looking for some cool apps.

    10 Interesting Best Mobile Payment Apps 2021

    Standout Features:

    • Contactless payment with Face ID
    • Cashback
    • Data and transaction privacy
    • Apple cash wallet

    Try This Best Mobile Payment Apps


    PayPalBest Mobile Payment Apps For Cross Country

    Paypal could be the answer to your questions if you are making across the border transactions. With the help of PayPal, you can send and receive money in different currencies. Just scan the QR code of the receiver and you are ready to make payments. You only need to type the Email, Phone number, or name of the person to whom you want to make the payment.

    You will get instant notification when you make a transaction to keep a record of your spending history. If you are a seller you can set up your QR code to start getting paid. The app offers useful financial services that make it one of the best mobile payment apps.

    Best Mobile Payment Apps

    Standout Features:

    • Can send different currencies
    • Instant spending notifications
    • No transfer charges

    Try This Best Mobile Payment Apps


    PaytmBest Mobile Payment Apps 2021

    Paytm offer one of the widest range of financial services that makes it the best mobile payment apps. Apart from making transactions, the app offers various investment options to grow your money. You can send and receive money at any number in your contact list or any bank account. You can manage multiple accounts at a time and the app supports more than 140 banks in India.

    Recharge your DTH, Metro card, and Mobile number using the Paytm app and get exciting rewards and cashback. You can also use Paytm Wallet as your FASTag account that supports all the major service providers. You can buy and sell gold which will be stored inside secured lockers. Check your credit score to know your creditworthiness.

    You can also apply for Paytm postpaid where you get a credit limit of up to 100,000 INR. Shop for your favorite brands on the Paytm Mall and get the benefits of the latest offers.

    You may also like to read Best VPN Apps

    10 Interesting Best Mobile Payment Apps 2021

    Standout Features:

    • Buy and sell digital gold
    • Check free credit score
    • Online shopping in Paytm Mall
    • Secure and contact fewer payments

    Try This Best Mobile Payment Apps


    PhonePeBest Mobile Payment Apps

    You can do a lot of things with the PhonePe app. The app offers a wide range of financial services like investing in mutual funds, buy digital gold, take insurance plans to secure your health, and so on. You do not need to do KYC as you can simply pay or receive money on mobile numbers directly. 

    Apart from making online payments, you can use the ‘Phonepe Switch’ to order food, book tickets, and buy groceries without downloading the apps. The app supports more than 140 banks across India where you can add beneficiaries and manage multiple accounts at a time. Pay your utility bills on any platform as the app supports more than 180+ billers.

    You can insure your health by taking insurance plans starting at 199 INR. Apart from health, you can take multi-trip insurance plans during your travels. If you want to save tax then do opt for the tax-saving funds on the app.

    Best Mobile Payment Apps

    Standout Features:

    • Supports 180+ billers
    • Easy User Interface
    • Cheap and affordable insurance plans
    • Wealth management

    Try This Best Mobile Payment Apps


    BHIM UPIBest Unified Mobile Payment Apps

    For fast and instant digital payment we have a BHIM UPI app for you. It is a unified payment interface that is compatible with multiple digital platforms. Just scan the QR code of BHIM UPI and it will redirect you to the app via which you want to make the payment. Just make sure that your mobile number is linked with the bank account you are using the app with.

    The app has a daily transaction limit of 40000 INR which may vary according to your bank account limit. The simplified and unified payment interface of the app makes it one of the best mobile payment apps. The app is compatible with Android 5 and above devices.

    10 Interesting Best Mobile Payment Apps 2021

    Standout Features:

    • Unified payment interface
    • Fast and secure 
    • 40000 INR daily transaction limit

    Try This Best Mobile Payment Apps



    Pay ZappBest Mobile Payment Apps For Business

    PayZapp is an online payment service offered by HDFC Bank Ltd. You can pay your bills, compare and book flights, book hotels, buy movie tickets, and avail yourself of great offers at one place. Link your debit and credit card with the app and make daily transactions. The app uses a proprietary technology that makes three security checks for every transaction. Your card details are secured and do not get stored on the device.

    Best Mobile Payment Apps

    Standout Features:

    • Convenient, Fast, and Secure
    • Wide range of services
    • Three-step security check

    Try This Best Mobile Payment Apps


    Razor PayBest Mobile Payment Apps

    Razor Pay offers you multiple payment options that make it highly preferable for the users. The app has plugins for all the major platforms that makes it easily accessible to users all around the globe. You get instant activation within minutes to start using the app for online payments.

    The app has more than 100 payment options that primarily include Netbanking, UPI, Wallets, Debit, and Credit card. The Dashboard reporting feature helps you to keep track of your transaction history. The app can be a good option for professionals and business people who are looking for the best mobile payment apps.

    10 Interesting Best Mobile Payment Apps 2021

    Standout Features:

    • Instant activation
    • 100+ payment modes
    • Easy integration
    • Dashboard reporting

    Try This Best Mobile Payment Apps


    SkrillBest Mobile Payment Apps

    Skrill can be a good option for those users who make a large volume of international transactions. The app supports more than 40 currencies across 180 countries. The app has low and transparent transaction costs that make sure that there is no hidden cost involved.

    You can buy and sell cryptocurrencies like bitcoin, Ethereum, Litecoin, XRP, and XLM. You can choose from 100 alternative payment methods in 40 currencies to make the payment while buying a cryptocurrency. You can load the amount into your Skrill account via debit and credit card.

    You can also get a Skrill Mastercard that will help you to withdraw cash from various ATMs across the globe. The app has interactive customer support that will solve your queries quickly.

    You may also like to read Best WhatsApp Alternatives

    Best Mobile Payment Apps

    Standout Features:

    • Supports 40 currency across 180 countries
    • 100 alternative payment methods
    • Buy and sell bitcoins
    • Real-time notifications 

    Try This Best Mobile Payment Apps


    Final Words

    Start making mobile payments by installing these best mobile payment apps on your devices. Do not forget to comment about the most useful mobile payment app that you will be giving space to in your smartphones. Do not forget to share our content to improve the reach.

    General FAQ

    Which are the best multi-utility mobile payment apps?

    Paytm
    Phonepe
    Google Pay
    BHIM UPI

    Which mobile payment are best for making international transactions?

    Paypal
    Skrill
    Razor pay

    Which mobile payment apps are best for business?

    Paytm
    Razor Pay
    Google Pay

    10 Interesting Best Mobile Payment Apps 2021
    Saif Zaidi
    An MBA guy who likes to explore new things, part time blogger and loves to learn new skillset. Book lover and is a habitual reader.

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