The 6 Best Budget App For Couples in 2022

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Technology finds its roots entrenched in our daily lives. We all rely on multiple applications to assist us in various activities to grow personally and financially. You can now find applications to help you create a workout routine for meditation for peace of mind. Furthermore, you can also find plenty of educational ones, and at the same time, there are apps for improving family life. The best budget app for couples is one thing that every spouse can capitalize on to improve their relationship.

As per a recent study, financial reasons are one of the leading causes among couples for disagreements. The main concern with individual finances is that they can be pretty stressful, thus putting an extra burden while also making it easy to lose track of it. When it interlinks with the other individual, the stress intensifies. It’s where the best budget app for couples comes in and provides a healthy measure to reduce anxiety.

Another massive benefit of the best budget app for couples is that researchers have shown that these applications are a positive exercise to improve coordination and communication, thus leading to a healthy relationship. One of the best ways to reduce stress is transparency with your partner. The application can portray a complete picture of all the expenses, including fixed costs and variables and other daily expenditures.

If you want to find the best budget app for couples that will suit you, the Play store’s next stop isn’t an easy task. The next best thing to do is open up our list to simplify your task to help you find your top pick.

Excited? So, Let’s Get Started.

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Benefits of Best Budget App For Couples

  • Complete financial clarity:- Psychologists have shown that one of the leading reasons for quarrels among companions is the lack of transparency. Often, one partner hides matters from the others, which eventually leads to frustration and the feeling that they aren’t doing enough. Money is a topic of concern for many, and when these two combine, the relationship can take a toxic state. The best budget app for couples will let you provide track of all the expenses; thus, your partner knows your actual monetary state and the expenses.
  • Track your spending:- James Clear in “Atomic habits” states that the first step to changing a habit is Habit tracking. In the world of advertisements, it’s easy to be manipulated into triggering our subconscious buying habits. The best budget app for couples will allow you to track the small expenses that seem insignificant at the start but often leave a drastic impact on your financial status and increases daily spending.
  • A step towards financial freedom:- We all have one primary goal in mind, and it’s financial freedom. The best budget app for couples can be a step leaping toward it. Since it helps you gain control over your subconscious mind and redirects it, thus you are mindful of all the spendings. It can eventually help you save a lot of money.   

Best Budget App For Couples


EveryDollar: Budget Tracker

EveryDollar is one of the best budget app for couples and one of our top picks in the category. The app is one of the most popular choices among adults and teens to track their finances, but it’s also suitable for couples looking to set financial boundaries and track all the money they spend. It’s an efficient and effective solution. One of its most notable features is its ability to combine everything, i.e., your financial accounts, in one particular place. It will help you get all the relevant information you require to start efficient budgeting.

An essential thing for couples is to create financial goals for budgeting. The app will create customized goals and send helpful notifications to show the monthly progress. It will also notify you about the monthly cash flow, how it fares with the previous ones, and the monthly expenses. The app creates charts that will clearly illustrate your income and spendings, thus showing the budget you have left for the month after deducing the expenses.

A valuable feature is that it can also connect you with trusted experts. You can contact term life insurance, make a willing charity, auto insurance services, home insurance services, etc. The application can be downloaded for free, but upgrading to the premium will unlock all the advanced features. The pro version will let you connect to your bank account and track all the transactions automatically. Furthermore, you can also receive custom reporting on your monthly spending habits and suggestions on improving them.

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Best Budget App For Couples
EveryDollar: Budget Tracker
EveryDollar: Budget Tracker
Developer: Unknown
Price: To be announced

Standout Features:

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  • Create monthly spending goals
  • Track all your expenses
  • Connect your bank for automatic transaction tracking in the Pro version

Goodbudget: Budget & Finance

Goodbudget is labeled as an Easy Envelope Budget Aid, and it’s one of the most effective expenses trackers and money management app you will find. It’s one of the best budget app for couples and a suitable choice for home budget planning. It will help you stay at the top of your financial game and ensure you save as much money as you possibly can.

One of the things that make it a popular choice is its interface. The application’s UI contains different tabs such as envelopes, transactions, accounts, and reports. It will help you categorize all the expenses and clarify the exact numbers of the cash. Additionally, you can easily sync and share a budget across different devices.

To track your spendings, the application contains a valuable feature. It organizes all the spendings by envelopes in a pie chart thus providing a clear illustration of where and how much money you have spent. The application will create a habit of practicing conscious spending, allowing you to add entries with descriptions and dates manually. Thus, you know where the money is going.

A significant feature is that it will let you create customized budgets for everything and thus help track it. For instance, if you want to create a budget for Cell phone spendings, you can do it by using the app. It will help you create realistic budgets for everything and plan before spending while also providing a clear image of what you have already spent.

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The 6 Best Budget App For Couples in 2022
Goodbudget: Budget & Finance
Goodbudget: Budget & Finance
Developer: Unknown
Price: Free

Standout Features:

  • Set expenses goals and get reminders
  • Search for any transactions
  • Add all your income sources

Firstly: Family Budgeting, Track Expenses & Save

Firstly is one of the popular choices on our best budget app for couples list. The application provides an excellent blend of functionality and convenience, making it ideal for families with responsibilities. The application will help you manage your monthly expenses effectively, carving a clear pathway to financial freedom. Additionally, if you have children around, the app can serve as a lesson on setting boundaries on finances in their youth and saving money while paying bills monthly.

The application combines everything into a single spot and provides you with a detailed, clear insight on things. It will categories everything with its attractive and functional user-friendly interface. You can use the app to track the cash limits or incomes, credit amounts, and investments. You can add all your expenses, and it will use a real-time graph to show the spending projections.

One of the best features of the application is that it will let you add goals. You can create separate ones for Vacations, emergency funds to ensure you are at the top of your game. Its calendar feature will mark all the due dates for paying bills. The tab below will help you track expenses, balances, transactions, and view goals.

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The 6 Best Budget App For Couples in 2022
Firstly: Family Budgeting, Track Expenses & Save
Firstly: Family Budgeting, Track Expenses & Save
Developer: Unknown
Price: To be announced

Standout Features:

  • Effectively track your incomes and spendings
  • Monthly spending projections
  • Calendar with due dates for all the bills

Mint: Track Expenses and Save

Mint is a popular name on our list that’s been around for a decade. It is widely regarded as a multi-purpose and operative system for money management. It comes with plenty of significant features that make it the best choice for you and your partner. The application will sync your bank accounts while creating multiple spending categories. It will help you categorize all your expenses, thus providing more clarity.

Its user interface is safe and effective. The app contains a pie chart that labels all the expenses, providing a clear idea of how much money you have spent overall. The chart marks the categories like food, health, home, entertainment, etc., with a different color, thus providing transparency. The app will let you create and track different custom goals for spendings to ensure you stay within healthy spending limits

The most significant feature of Mint is that it will send you constant reminders about the impending bills; thus, you can stay pay it before the due dates and avoid a fine. Furthermore,  it has another tab that tracks subscriptions. So whether it’s Spotify, Netflix, or any other, the app will provide you with a rough estimate. It also provides personalized insights on them, so you know precisely if they have gone up in value

Mint now also supports Cryptocurrency, allowing you a manage all your coins and investments in a much more effective way. You can also enable credit monitoring and also get money-saving offers.

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The 6 Best Budget App For Couples in 2022
Mint: Budget & Track Bills
Mint: Budget & Track Bills
Developer: Intuit Inc
Price: To be announced

Standout Features:

  • Monitor your cash flow
  • Keep track of your crypto investments
  • Create a financial plan

Honeydue: Budget, Bills & Money for Couples

Honeydue is the talk of the town these days among couples as this multi-purpose application provides a budget, bill, and money management system. It features an attractive and user-friendly interface that any novice couple can efficiently utilize all its features ensuring excellent functionality.

The app will let you track your mutual spendings, bills, and bank balances while allowing you to participate in meaningful convos about your habits and goals through the chat feature. The most significant feature of the app is its joint banking system. The feature will allow you and your partner to get a different account number and debit card with a shared balance. It will let you track your balance more efficiently, ensuring you and your spouse are on a similar page.

Honeydue is one of the best budget app for couples mainly due to its detailed categorization. The app contains different balance tabs, which provide exact figures of your personal and joint account spendings. You can create goals and budgets and stay within limits to maximize savings and never run out of cash. Another beneficial feature of HoneyDue is that it offers bill reminders which allows you to pay the bills on time and never get late for fees again, thus avoiding fines or penalties. The application also provides a feature for tracking your investment, so you don’t need a separate app for the purpose.

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The 6 Best Budget App For Couples in 2022
Honeydue: Budget, Bills & Money for Couples
Honeydue: Budget, Bills & Money for Couples

Standout Features:

  • Create meaningful goals and targets
  • Track your investments
  • Get Honeydue Visa cards and track all your mutual spendings

PocketGuard

PoketGuard is a free budgeting application for people that want to stay at the top of their finances. It’s a versatile multi-purpose app that can aid you in managing all sorts of financial planning. The two most important aspects of the application are that it lets you plan a monthly budget and tracks spendings. The app will calculate the amount of spendable money you have after putting aside what is required for goals and necessities. You can link all your loans, credit cards, bank accounts, etc.

Your partner can access PocketGuard with the same profile on their device by using a similar login and password. You can easily customize categories or add new ones. Once you have all the categories set up, the app will let you receive personal reports through a pie graph showing how your expenses affect your overall budget and whether you stay inside healthy spending limits.

A notable feature of Pocketguard is Autosave. It allows you to inform the application on how much you intend on saving, and it will allocate all the funds as per the data you insert. It also provides a debt payoff plan that creates practical saving strategies to help you pay off the debt. Most of the tools you find are free and in the basic version.

However, if you decide to upgrade, the premium costs $3.99 monthly or $34.99 annually. It will assist you in tracking the amount of cash you spend and receive, thus ensuring you don’t take a lot of the ATM withdrawals and can plan for the bills.

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The 6 Best Budget App For Couples in 2022
Bill Organizer: Budget Planner
Bill Organizer: Budget Planner
Developer: Unknown
Price: To be announced

Standout Features:

  • Debt payoff plan
  • Bills organizer
  • Account sync

Final words

The list above mentions some of the best budget apps for couples. It will help you find the one that works efficiently for you and your spouse, allowing you to improve your relationship and complete transparency. Having a proper money management system in place will also ensure you don’t spend all your money and manage things more efficiently. It now falls onto your discretion to choose an app based on your preferences and likings. We recommend Firstly and Mint as our top picks in the category.

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General FAQS

What is the best budget app for couples?

The three best budget app for couples are Mint, Firstly, and Every Dollar.

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Is the best budget app for couples free?

Although you will find a lot of apps, such as Mint, without any cost, others do offer some free features. The others will require you to get premium subscriptions to download or unlock the advanced features.

Is the mint budget app safe?

Yes, Mint is one of the best budget app for couples at the top of security. It imposes the latest security and technical measures to ensure that its customer’s information and personal data remain safe.

A YouTube Content Creator and a Part Time Blogger, Who Loves to Explore New Technologies.